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FAQ 's

Frequently Asked Questions

As an international client, you can indeed apply for a mortgage at the handover. Typically, mortgages for international clients cover up to 60% of the property value. However, there are specific eligibility criteria to meet:
  • Maintain bank statements with a balance exceeding 25,000 AED for the last 6 months before applying.
  • Provide proof of a stable source of income.
  • Comply with specified age criteria.
  • Present a utility bill in your name from your home country.
  • Provide your trade license if you own a company.
Meeting these requirements is crucial for international clients seeking a mortgage. It’s advisable to communicate with the financial institution for a detailed understanding of eligibility criteria and to ensure a smooth application process.
Who owns Dubai Hills Estate?
Dubai Hills Estate is proudly developed by Emaar Properties, offering luxurious apartments and villas amidst lush green surroundings, parks, and a championship golf course. The community boasts numerous amenities such as schools, nurseries, supermarkets, healthcare facilities, and recreational spaces.
Is Dubai Hills a good area?
Dubai Hills has emerged as one of the city’s premier residential areas, notably due to its convenient access to top-notch grocery stores. Additionally, the Dubai Hills Mall features a hypermarket, enhancing the area’s appeal.
What is the ROI on Dubai Hills Estate?
The return on investment for one-bedroom apartments in Dubai Hills Estate stands at 5.4%, while two and three-bedroom apartments yield 5.2% and 5.1% ROI, respectively. Four-bedroom apartments show a respectable ROI of 4.9%.
Is Dubai Hills freehold?
Yes, Dubai Hills Estate is a freehold area in Dubai, allowing foreign nationals to own property within this thriving community.
How many schools are nearby Dubai Hills?
Dubai Hills Estate features its own GEMS International School and is also conveniently located near other renowned educational institutions like Dwight School Dubai, Fairgreen International School, Kent College Dubai, and Repton School Dubai.
Are there healthcare facilities in Dubai Hills Estate?
Yes, Dubai Hills Estate is equipped with healthcare facilities to cater to residents’ well-being, including the American Hospital Dubai Hills Clinic, King’s Diabetes, Endocrinology (KIDEO) Clinic, and King’s College Hospital London – Dubai.
Is Dubai Hills Park exclusive to residents?
No, Dubai Hills Park is a public park accessible to all. This expansive park provides residents and visitors alike with a serene and verdant environment for various recreational activities.
Ejari is a crucial system in Dubai designed to regulate the landlord-tenant relationship. It’s an online registration platform for tenancy contracts that ensures transparency and clarity in rental agreements.

How to Register on Ejari:
Visit Authorized Typing Centers: Begin the Ejari registration process by visiting an authorized typing center in Dubai. These centers assist in preparing the required documents and entering information into the system.
Required Documents: Prepare essential documents including a valid tenancy contract, Emirates ID, passport copy, and visa page.
Pay Registration Fee: Pay the Ejari registration fee through the online portal. The fee varies depending on the property type and lease duration.
Receive Ejari Certificate: Once registration is complete and payment is made, you’ll receive an Ejari certificate. This certificate acts as official documentation of your registered tenancy contract.
A: Payment Process in Dubai Real Estate:
When purchasing property in Dubai, safety and security are paramount. Here’s what you need to know:
Escrow Accounts: Every developer in Dubai establishes an escrow account before launching any project. If multiple projects are launched simultaneously, each project must have a separate escrow account. Clients transfer their funds to these dedicated accounts, ensuring that their money is securely held for the specific project’s use.
Safety Measures: This setup ensures that if any unexpected issues arise or if the developer encounters difficulties, your funds remain safe and secure in the designated escrow account.
Transparency and Security: Dubai real estate prioritizes transparency and security for both buyers and developers, making it a smart choice for investment.
Managing a rental property comes with its challenges, and one common issue is dealing with tenants who fail to pay rent on time. Here are some steps to handle this situation professionally and effectively.
Open Communication is Key : The first step is to communicate openly with the tenant. Understand their reasons for missing rent payments. Is it a temporary setback due to unexpected expenses, or is there a more serious issue at play? Establishing this dialogue helps build trust and can lead to a mutually beneficial solution.
Remind Them of Their Obligations : As the landlord, remind the tenant of their responsibilities outlined in the rental agreement. This includes the monthly rent amount, payment deadlines, acceptable payment methods, and any late fees or penalties. Make sure they are aware of the consequences of non-payment, such as eviction proceedings.
Work Together on a Solution : Instead of immediately resorting to legal action, try to work with the tenant to find a solution. This could involve setting up a payment plan based on their financial situation or offering a temporary grace period for late payments. Being flexible can often prevent the situation from escalating.
Document Everything : Keep detailed records of all communication with the tenant regarding rent payments. This includes emails, letters, and text messages. Documentation is crucial if legal action becomes necessary, as it provides evidence of the attempts made to resolve the issue amicably.
Maintain Professionalism : Throughout the process, maintain a professional and calm demeanor. Avoid emotional reactions, as they can escalate tensions and make resolution more challenging. By staying firm but fair, you can uphold the terms of the rental agreement while also demonstrating empathy for the tenant’s situation.
In conclusion, dealing with a tenant who defaults on rent requires a strategic and empathetic approach. By communicating openly, reminding them of their obligations, working on solutions together, documenting everything, and maintaining professionalism, landlords can navigate these challenges effectively and protect their rights.

– What is a Golden Visa in Dubai?

The Dubai Golden Visa is a long-term residency visa granted to investors who meet specific criteria, including purchasing property worth a minimum amount. This visa offers stability and residency benefits to property investors in Dubai.

– Can I sell my property after obtaining the Golden Visa?

No, you cannot sell the property immediately after obtaining the Golden Visa. The property is locked in Dubai’s system, and you are only allowed to use or rent it.

– What is the Dubai government’s strategy behind the Golden Visa property regulations?

The Dubai government’s strategy is to control the supply in the real estate market. By locking the property in their system, they ensure that the property market remains stable and that the supply is controlled.

– What should I do if I want to sell my property with a Golden Visa?

To sell a property tied to your Golden Visa, you must first purchase another property of similar or higher value and transfer your visa to the new property. This ensures the investment requirement is continuously met.

– What happens if I sell the property without transferring the Golden Visa to a new property?

If you sell the property for which you obtained a Golden Visa without transferring it to a new property, the Golden Visa will be canceled.

– How do I retain my Golden Visa when selling my property?

To retain your Golden Visa, transfer it to a new property worth at least AED 2 million before selling your existing property. The new property must be registered and meet all necessary criteria for the Golden Visa.

– What are the benefits of transferring my Golden Visa to a new property?

Transferring your Golden Visa to a new property allows you to maintain your residency status while managing your property investments. This provides flexibility and ensures continuous compliance with the investment requirements.

– Are there specific criteria for the new property to qualify for a Golden Visa transfer?

Yes, the new property must be worth at least AED 2 million, be registered, and meet all the necessary criteria set by the Dubai government for Golden Visa eligibility.

– Can I use or rent out my Golden Visa property?

Yes, you can use or rent out your property associated with the Golden Visa. However, selling the property requires compliance with specific regulations and conditions.

– Why does the Dubai government lock properties associated with the Golden Visa?

Locking properties associated with the Golden Visa is a strategic move by the Dubai government to control market supply, ensure stability, and encourage long-term investment in the real estate market.
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